Luminary Bridges TradFi-DeFi Gap with Hybrid Financial Infrastructure

Web3 businesses face a silent operational crisis: the disconnect between traditional banking and crypto infrastructure. While DeFi revolutionized programmable settlement and neobanks streamlined user experience, the fiat-digital interface remains a fragmented afterthought. Startups juggle crypto-averse banks, disjointed payment processors, and incompatible treasury systems—a costly inefficiency as blockchain matures beyond speculation into operational infrastructure.

Luminary emerges as a potential solution, positioning itself as regulated middleware for this gap. Its multi-currency IBAN accounts support cross-border fiat and crypto operations, eliminating the need for parallel financial stacks. The platform’s value proposition hinges on unifying compliance, custody, and liquidity management—addressing pain points most infrastructure providers ignore. Whether it succeeds depends on execution in a market where others have tried and failed to reconcile these worlds.